Part Two: Perfect Fit Promise

We'll take the anxiety and guess work out of switching banks.

Our Perfect Fit Promise starts with 90 days to test drive the First Midwest Checking account of your choice. Spend, save, and transact with the confidence of knowing that we're waiving all minimum balance requirements and monthly maintenance fees for a full 90 days. Plus, use any ATM in the country with no fees from us 1 .

On the first day: Open any eligible First Midwest Checking account and begin to spend, save, and transact as you always have.

After two months: We'll provide you with your Perfect Fit Report, complete with recommendations for the checking account and related services that will help you avoid the most fees possible.

Before ninety days: We'll set up a time to meet with you to discuss our recommendation and answer any questions you may have. You'll end the meeting with the confidence that your new First Midwest Checking account is a perfect fit for you.

Put us to the test CTA

Simply Free Button Classic Int button TA paper button TA plastic button Prem Perf button

Our Exclusive 90 Day Satisfaction Challenge Checking Accounts

At First Midwest, your checking account is more than just debit and credits . . . it's the cornerstone of your personal finances. Use the table below to see which checking account might be the best foundation for your First Midwest relationship.

Account Type

Simply Free Classic Interest Total Advantage Premier Performance
Paper Plastic
Free eStatements Yes
Free Banking Card Gold Platinum
Free Bill Pay Banking Online Yes
Free Tuition Rewards Yes
Earns Interest Yes Yes – tiered interest so your rate grows with your balances
Free Checks 2 Yes – for the first 90 days Yes – for life Yes – one order per year Yes – for life
Free ATM Access Outside of the First Midwest Network 1 Yes – for the first 90 days Yes – for the first 90 days then 2 per month Yes
Qualifies for Special CD Rates Yes
Qualifies for Loan Discounts 3 Yes
Relationship Rewards Yes – monthly maintenance fees waived with relationship balances 4
Minimum Balance to Open $100
Open Your New First Midwest Checking Account Now Simply Free Classic Interest Total Advantage (Paper) Total Advantage (Plastic) Premier Performance


Customer Care

Have questions? Get answers.

Call us at 800-322-3623 .

  • Monday - Friday: 7am to 7pm
  • Saturday: 8am to 5pm
  • Sunday: 9am to 2pm

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