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Checking Accounts

At First Midwest, your checking account is more than debits and credits. It's the cornerstone of your finances. You may think that once you've found the lowest monthly fee in town, that you've found the best account for you. Not necessarily.

The truth is, a free checking account may actually cost you more than an account with a regular monthly fee. It all depends on how your banking style matches up to the features of that account. But, how can you know for sure?

Start by using the table below to quickly and easily compare First Midwest’s checking account options. Then, use CheXpert, our exclusive account recommendation wizard, to give you total confidence that your new checking account will meet the demands of your busy lifestyle. In a few simple steps, CheXpert will analyze your banking preferences and create a customized recommendation just for you.

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First Midwest Checking Account Options

Account Type Simply Free Classic Interest Total Advantage Premier Performance
Paper Option Plastic Option
Minimum Balance to Open $100 $100 $100 $100 $100
Balance Required to Avoid Monthly Fee $1,000 *

$2,000 *

$2,000 *

$10,000 *

Free eStatements Yes Yes Yes Yes Yes
Free First Midwest Banking Card Yes Yes Yes Yes Yes
Free MasterCard MarketPlace Yes Yes Yes Yes Yes
Free Bill Pay Banking Online Yes Yes Yes Yes Yes
Free Tuition Rewards Enrollment Yes Yes Yes Yes Yes
Earns Interest Yes Yes Yes Yes
Free Checks Yes Yes Yes
Free Checks for Life Yes Yes
Free ATM Access Outside of First Midwest's ATM Network 1 Yes Yes Yes
Qualifies for Special Rates on CDs Yes Yes Yes
Qualifies for Discounts on First Midwest Loans 2 Yes Yes Yes
Choose an Account to Open Open Simply Free Now Open Classic Interest Now Open Total Advantage Paper Now Open Total Advantage Plastic Now Open Premier Performance Now

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Checking Account Rates

Click here to view our checking rates and to open your new First Midwest Checking Account today.

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Call us at 800-322-3623 .

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