Debit Cards

A First Midwest Debit Card is the better way to pay. It's safer than carrying cash, and faster than paying by check.

From the convenience of point-of-sale (POS) transactions to the ability to use your card everywhere you see the MasterCard ® logo, no debit card is more flexible or packed with features.

And, your First Midwest Debit Card gives you all of the banking momentum you need with access to more than 50,000 free Allpoint ATMs worldwide.

Debit Card | Platinum Debit Card | Gold Debit Card | Standard

Allpoint Logo With more than twice as many ATMs as the big national banks, First Midwest and Allpoint are there where you need us – giving you access to 50,000 surcharge-free ATMs worldwide. Click here to learn more.

First Midwest Debit Card Features

  • Free Allpoint ATMs – Access to 50,000 surcharge-free ATMs. Find an Allpoint ATM .
  • Tuition Rewards – You'll earn 100 Tuition Rewards points when you add a Debit Card to your First Midwest Diamond or Midwest Checking account.
  • MasterCard MarketPlace – Save up to 20% at big, brand name stores like Best Buy, Home Depot, and Sears.
  • Purchase Assurance ® Most new purchases are covered against theft or damage for a full 90 days from the date of purchase.
  • Extended Warranty Your manufacturer or store-brand warranty may be doubled, extending the life of your purchase.
  • Identity Fraud Insurance If you are a victim of identity theft, you may be eligible for expense reimbursement.
  • Zero Liability * – Protects you from unauthorized use if your card is lost or stolen.
  • MasterCard ® SecureCode Special protection for when you shop online ( ).
  • Exclusive Discounts – From fine retailers, service providers, and resorts, available at .
  • Reduced Convenience Fees – Pay your taxes the easy way with and enjoy a reduced convenience fee when you use your First Midwest Debit Card.

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Additional Travel-Related Benefits

  • MasterCard ® Global Services You’ll have access to 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advances when calling from more than 70 countries.
  • Worldwide Automatic Travel Accident Insurance You, your spouse, and your dependent children may be covered for up to $100,000 when traveling.
  • MasterCard ® Travel Assistance Services – Includes MasterTrip ® travel planning, Travel Medical Assistance, and MasterLegal ® Referral Service.
  • Master RoadAssist ® – If your car breaks down or requires emergency service, there’s no need to worry. You’re protected no matter where you drive within the United States.
  • Many more, including – Lost/damaged luggage insurance, hotel/motel burglary insurance, and MasterRental ® auto insurance.

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MasterCard MarketPlace from First Midwest Bank

MasterCard Savings logo

With the MasterCard MarketPlace from First Midwest Bank, a completely free service for our clients, you will have access to discounts at thousands of your favorite stores where you can enjoy savings of up to 20% at big, brand name stores like Best Buy ® , Home Depot ® , and Sears ® .

Learn more about MasterCard MarketPlace

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Activate Your Card or Add Another Card to Your Account

To activate your First Midwest Debit Card, please call 877-260-2878. To add another Debit Card to your First Midwest Checking account, call 800-241-1749.

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Instant Answer Center

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Contact Us

Lost or Stolen Debit Card

If you believe your First Midwest Debit Card (or Personal Identification Number / PIN) is lost or stolen, or that someone has accessed or may access your account without permission, call us immediately.

Lost or Stolen Debit Card Information
Monday – Friday
7am to 7pm
8am to 5pm
9am to 2pm
Outside of the above hours 800-236-2442

Financial Calculators

The First Midwest Financial Calculators can assist you with your financial decisions.

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