Privacy Policy

The basis of each customer relationship at Peotone Bank and Trust Company is trust. Many of our customer relationships span several generations. You have chosen to do business with Peotone Bank and Trust Company and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. We want you to know that we do not sell nor will we sell customer information. At the same time we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

OUR COMMITMENT
We recognize your right to privacy and we recognize that you have a right to expect your personal financial information to remain private and secure. At Peotone Bank and Trust Company we maintain standards of conduct to ensure that your information is private and secure at all times.

COLLECTION OF INFORMATION
We obtain nonpublic personal information from you in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history. We may collect this information about you from the following sources:

  • Information we receive from you on applications or other loan and account forms;
  • Information about your transactions with us or others;
  • Information we receive from third parties such as credit bureaus.

RESTRICTIONS ON THE SHARING OF INFORMATION
We are permitted under law to disclose nonpublic personal information about you to “nonaffiliated third parties” (i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us; to regulatory agencies; to government entities in response to subpoenas; and to credit bureaus. On a very limited basis we may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements such as Elan Financial Services (our credit card provider). We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

CONTINUING THE COMMITMENT
If at any time you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices in this notice.

STANDARDS OF CONDUCT IN OUR BUSINESS RELATIONSHIPS
Peotone Bank and Trust Company requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them. Please refer to the Elan Privacy Policy for details about their credit card program.

ACCURACY OF DATA
Peotone Bank and Trust Company continuously strives to maintain complete and accurate information about you and your account. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

EMPLOYEE INVOLVEMENT
Peotone Bank and Trust Company employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated in the importance of maintaining the confidentiality of customer information and on these principles of privacy. Because of the importance of these issues, all Peotone Bank and Trust Company employees are responsible for maintaining the confidentiality of customer information.

DATA SECURITY
Peotone Bank and Trust Company is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grand access to customer information only in accordance with federal security standards.

We value our customer relationships at Peotone Bank and Trust Company. We want you to know how we use the information you provide and to understand our commitment to ensuring your personal privacy. Please call your local branch if you have any questions about how Peotone Bank and Trust Company protects your confidential information.